Paying for dental work doesn’t have to be painful

Dental care is essential for maintaining good oral health, but it can sometimes be financially challenging. Fortunately, Paramount Dental Sydney offers 3 different payment plan options to provide you with flexible options to help you manage the costs of dental treatments.

In this blog post, we will explore the different payment plan providers in Australia, how these payment plans work, and provide examples of expensive dental treatments to highlight the importance of such payment options.

The Different Payment Plan Providers in Australia

When paying for treatment at Paramount Dental Sydney, we give you the flexibility and opportunity to pay in small instalments by providing a number of different payment plan providers.

These providers offer a range of options to ensure that you can access the dental treatments you need without straining your finances. Here are a few popular payment plan providers:

1. Zip Pay

Zip Pay is a widely recognised payment plan provider that offers dental payment options in Australia. It allows you to spread your dental expenses over a period of 3 - 6 months, interest-free. So long as you qualify (you’ll need to be an Australian Resident) then this is an amazing opportunity to pay for your treatment in small instalments. The drawback to Zip Pay is the limit of just $1,000.

2. AfterPay

AfterPay is another popular payment provider known for its flexibility. With AfterPay, you can undergo your dental treatment and pay for it in four equal, interest-free instalments each fortnight. It's a convenient option that doesn't require a credit check, although there is a limit of $1,500 per transaction.

3. Smile Right

Smile Right specialises in dental payment plans and offers a range of flexible options to suit your budget. So flexible in fact, that repayments can be made over up to as many as 60 months and you could borrow up to $50,000. They understand the importance of oral health and work with Paramount Dental to provide accessible payment plans for patients.

4. Step Pay

Step Pay is a payment plan solution that belongs to the Commonwealth Banking platform. It works very similarly to AfterPay, with no interest and 4 fortnightly repayments, however, Step Pay is only applicable to orders of $100 or more, and has a maximum credit limit of $2,000 (if you qualify for the maximum credit amount). Step Pay is more flexible than other methods as it works like a normal card that can be used virtually anywhere.

How to pay via payment plan at Paramount Dental

Payment plans for dental treatment are designed to make dental care more accessible and manageable. Here's how they typically work:

Consultation: Begin by consulting your dentist for an examination and treatment plan. The dentist will provide you with a cost for your recommended treatment.
Choose a Provider: Select a payment plan provider that aligns with your financial situation. You can apply for a payment plan with your chosen provider, usually online or via their app. You may need to provide identification documents such as your passport, driver's licence, bank statements and your medicare card.
Repayments: Once you’re all set up, you can pay for the treatment via your chosen payment plan method. The cost of your treatment will be covered and you'll just need to make repayments according to the agreed-upon schedule in order to avoid late fees and possibly even negative marks on your credit score.

Examples of Expensive Dental Treatments

Dental work is usually very complex and requires highly skilled medical professionals along with expensive, state-of-the-art equipment. For these reasons, some treatments can be expensive.

For the sake of your health, it’s important to never neglect oral procedures. This is where payment plans can be extremely helpful. Here are some examples of important, yet costly dental procedures:

1. Restorative procedures

Dental implants are a long-term solution for missing teeth, meanwhile, root canal is a revolutionary treatment that can save damaged teeth. Both of these mentioned treatments provide excellent aesthetics and functionality, but they can be expensive. Payment plans help make this life-changing procedure more accessible to individuals seeking to restore their smiles.

2. Orthodontic Treatment

Orthodontic treatments, such as braces, Invisalign, or other alignment procedures, are essential for correcting misaligned teeth. These treatments can extend over a period of time, and payment plans alleviate the financial burden for both children and adults seeking orthodontic care.

3. Cosmetic Dentistry

Cosmetic dental procedures like porcelain veneers, dental crowns, teeth whitening, and smile makeovers are known for their high costs. Payment plans allow individuals to enhance their smiles without a significant upfront expense, making a beautiful smile achievable for more people.

Affordable Dental Solutions

We always aim to be transparent with our pricing at Paramount Dental Sydney, in fact, our price list can be found here.

Additionally, we are always running exciting promotions to help with dental costs, which can be found here.

Payment plans for dental treatment are a valuable resource for individuals seeking quality dental care without the burden of upfront costs. With multiple payment plan providers available in Australia, you can find a solution that aligns with your budget and dental needs.

By spreading the cost of dental treatments over time, you can prioritise your oral health and well-being without financial constraints. Remember to consult with your dentist and your chosen payment plan provider to determine the best plan for your specific treatment requirements.